I Own a Home

CNHS offers free Foreclosure Counseling in English and Hmong for homeowners who are already behind on their mortgage payments as well as those who are having trouble making their payments but have not actually missed any mortgage payments yet. Either way, the sooner you seek help, the more options you will have available. CNHS' Housing Counselors can explain and answer questions about the foreclosure process, explain your rights, and give you personalized information based on your individual family's situation and needs.

Unlike many other people you will encounter in the housing profession, CNHS Housing Counselors have no financial interest in what happens with your house. This ensures that you will receive unbiased information. Foreclosure counseling often involves getting into issues that go beyond mortgages, and housing counselors can also refer you to other services as needed. There is no guarantee that a housing counselor will be able to prevent a foreclosure, but they can give you information and help you assess your situation to figure out the best long-term solution for you and your family.

Foreclosure services offered at CNHS are free. CNHS is a HUD approved counseling agency and there is no need to pay a fee.