Community Neighborhood Housing Services

Promoting community development through education and affordable housing programs.

Before

After

Credit and Money

How does it all  work?

Community NHS offers                          Financial Fitness Counseling includes:

· Background on how credit works

· How to spot traps and danger zones of money and credit

· How to spot looming money problems and how to deal with them

· Plus many other topics dealing with credit                      

The Cost is FREE and an additional $22.00 if you would like a credit report. 

Classes can be scheduled for companies or select groups. Call or email  for availability and more information.                                                            

Financial Fitness Counseling

For more information E-mail: jv@communitynhs.org

Down Payment/Closing Cost Assistance

Community NHS offers down payment and closing cost assistance for people buying homes within the City of Saint Paul, MN.

Don’t know who to call? Contact a counselor

 

Foreclosure Counselors will asses the reason for default and find long term affordable solutions.

 

Counseling is free of charge and available to everyone facing a mortgage situation.

For more information about this service:

E-mail: sv@communitynhs.org

Foreclosure Counseling

To contact us:

Phone: (651) 292-8710

Fax: (651) 292-0473

Email: cnhs@communitynhs.org

Community NHS offers: Home Improvement Loans, Home Stretch (Homebuyer Education) Workshops, Purchase and Refinance Loans, Individual Home Ownership Counseling, and Financial Fitness Education.

Services

Community NHS has home improvement loans that make the process of repairing and improving your home  relatively easy and painless.  We have a proven system that works.  For over 22 years we have assisted thousands of homeowners with their home improvement needs.

For more information about this service:

Home Improvement

Find out if home ownership is right for you, how much you can afford to borrow, how to qualify for a mortgage loan, how to select a home, and more!  Classes are offered in English, Spanish and Hmong.  These workshops meet or exceed the standards of FHA, Fannie Mae, Freddie Mac, MHFA, and HOC.

For more information about this service:

Home Stretch Workshops

Loans Available: Purchase, Purchase with Rehab, Refinance, Refinance with Rehab and Alternative Refinance.

Text Box: For more information about this service:

Purchase and

Refinance

Learn what you need to do to get ready to qualify for a mortgage loan and develop a plan of action to achieve your goal of home ownership.  Individual Counseling sessions are at no cost.  Refinance Counseling is also available.

 

 

For more information about this service:

Individual Homeownership Counseling

E– Mail: jv@communitynhs.org